KHEAA Attorney General Warns Kyians Against Threat Of Scams Involving Student Loan Applications


Authorities are alerting Kentucky consumers to identity theft scam involving student loan and financial aid applications.

The Kentucky Attorney General’s Office and the Kentucky Higher Education Assistance Authority (KHEAA) have seen an increase in scammers attempting to apply for student loans and financial aid using fraudulently obtained personal information including names, addresses and social security numbers. The scammer may attempt to obtain student loan funds and then spend the funds for other purposes.

Loan identity theft scams can damage credit history and potentially make a consumer responsible for repaying the loan. Fortunately, no fraudulent student loans have been paid directly to the crooks through the KHEAA.

“As technology evolves, it becomes easier for crooks to implement impersonation schemes and take advantage of the personal information of others, and student loan scams are frequently used to perpetrate this type. of fraud, ”Kentucky Attorney General Daniel Cameron said. “We urge consumers to closely and regularly monitor their credit reports and immediately report suspected identity theft involving student loans to our office. and at KHEAA.

There are many checks in place with KHEAA and its suppliers and school partners to ensure that no scammer is able to obtain fraudulent funds. Immediately after identifying an attempted fraudulent activity involving a consumer’s personal information, KHEAA stops the application process and begins the process to remove the invalid entry from the consumer’s credit report.

“We are happy to work with the Attorney General’s office and prevent the issuance of any loans as a result of identity theft. KHEAA places the highest importance on protecting the accuracy and validity of a consumer’s credit information, ”said Eugene Hutchins, Executive Director of KHEAA.

If you believe you are a victim of identity theft, the Attorney General’s Office and KHEAA recommend following these tips:

act quickly. Recovery after identity theft is usually easier if you act as soon as you learn that you are a victim.

Report it. Report suspected identity theft to the Attorney General’s office at and the Federal Trade Commission (FTC) at

Stop loan request. If you believe a scammer has used your personal information to apply for a student loan through KHEAA, report it by calling 800-988-6333 or emailing [email protected]

Monitor your credit. Place a free fraud alert on your credit report by contacting the major credit reporting agencies (Experian, TransUnion, and Equifax) and carefully review your credit report. You are entitled to a free report from every major credit reporting agency each year, which you can access by visiting Due to increased fraud during the COVID pandemic, consumers are currently entitled to a free weekly credit report.

The FTC maintains a identity theft site with additional resources for identity theft victims. You can also visit for more information.

Attorney General’s Office

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